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Is vmdconseil.ca a Scam? Security Check Results - Valeurs mobilières Desjardins

vmdconseil.ca Security Report Summary

vmdconseil.ca received a security score of 63 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Valeurs mobilières Desjardins's website security posture. Valeurs mobilières Desjardins operates in the Finance industry in Canada.

Valeurs mobilières Desjardins (VMD) is a brokerage firm operating under the Mouvement Desjardins, the largest financial institution in Quebec, Canada. The website provides wealth management, brokerage, financial planning, and corporate financial services targeted at investors and clients primarily in Quebec. The site is professionally designed with clear navigation and mobile optimization, reflecting a mature digital presence. Technically, it uses Bootstrap 3, Google Tag Manager, Qualtrics, and OneTrust for cookie consent, indicating a modern but somewhat traditional tech stack. Security posture is moderate with HTTPS and cookie consent implemented, but lacks visible security headers and explicit privacy or security policies. WHOIS data is not publicly available, likely due to privacy protection, which is common and justified for financial firms. Overall, the website is trustworthy and professional but could improve transparency and security practices.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Bootstrap 3.4.1, jQuery (implied by Bootstrap 3 usage), Google Tag Manager, Qualtrics, OneTrust Cookie Consent, Custom JavaScript.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is vmdconseil.ca Safe? Security Analysis for Valeurs mobilières Desjardins

https://vmdconseil.ca

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FinanceCanadalarge
Bootstrap 3.4.1jQuery (implied by Bootstrap 3 usage)Google Tag ManagerQualtricsOneTrust Cookie Consent+1 more
Analyzed 7/26/2025Completed 11:06:00 AM8mo ago
63
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainvmdconseil.ca
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Valeurs mobilières Desjardins (VMD) is a brokerage firm operating under the Mouvement Desjardins, the largest financial institution in Quebec, Canada. The website provides wealth management, brokerage, financial planning, and corporate financial services targeted at investors and clients primarily in Quebec. The site is professionally designed with clear navigation and mobile optimization, reflecting a mature digital presence. Technically, it uses Bootstrap 3, Google Tag Manager, Qualtrics, and OneTrust for cookie consent, indicating a modern but somewhat traditional tech stack. Security posture is moderate with HTTPS and cookie consent implemented, but lacks visible security headers and explicit privacy or security policies. WHOIS data is not publicly available, likely due to privacy protection, which is common and justified for financial firms. Overall, the website is trustworthy and professional but could improve transparency and security practices.

Detected Technologies

Bootstrap 3.4.1jQuery (implied by Bootstrap 3 usage)Google Tag ManagerQualtricsOneTrust Cookie ConsentCustom JavaScript

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

55/100

GDPR Compliance

2 findings

65/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

VMD holds a strong market position as part of the Desjardins Group, offering a broad range of financial services including wealth management, brokerage, retirement and estate planning, and corporate financing. The business model focuses on personalized financial advice and exclusive products for a primarily Quebec-based clientele. The website content and structure support client acquisition and retention through educational resources, online account access, and a network of advisors. The use of multiple analytics and consent tools suggests an emphasis on data-driven marketing and compliance. The lack of direct contact details on the public site may indicate a controlled client onboarding process. The domain's privacy-protected WHOIS record aligns with industry norms for confidentiality.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a baseline security posture with HTTPS enforced and a cookie consent mechanism in place. However, the absence of visible security headers such as Content Security Policy, X-Frame-Options, and HSTS reduces its defense-in-depth. No explicit security or incident response policies are published, and no dedicated security contact channels are found. The use of third-party scripts like Google Tag Manager and Qualtrics introduces potential risk vectors that require regular auditing. Forms appear to be secured via HTTPS but lack visible anti-CSRF tokens in the provided content. Overall, the security maturity is moderate but could be enhanced by adopting best practices in headers, policy transparency, and vulnerability management.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a comprehensive privacy policy and terms of service pages to improve transparency and compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Valeurs mobilières Desjardins

Description:

Valeurs mobilières Desjardins est la firme de courtage du Mouvement Desjardins, la plus importante institution financière au Québec.

Key Services:
Wealth managementBrokerage servicesFinancial planningRetirement planningTax reduction strategiesEstate planningCorporate financingPhilanthropy
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Bootstrap 3.4.1jQuery (implied by Bootstrap 3 usage)Google Tag ManagerQualtricsOneTrust Cookie ConsentCustom JavaScript
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
70/100
Best Practices:
  • HTTPS enforced (implied by secure login form)
  • Cookie consent mechanism implemented

Analytics & Tracking

Services:
Google Tag ManagerQualtrics
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
QualtricsOneTrust Cookie Consent
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge detected.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15768000 ; includeSubDomains ; preload"

Weak X-Frame-Options configuration

LOW

Current value: "SAMEORIGIN, SAMEORIGIN"

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

65/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:desjardins@rua.agari.com
Forensic Reports:desjardins@ruf.agari.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

52/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
23 years(mature)
Expiry Risk
none(337 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:142.195.133.83
Name Servers:
a1-76.akam.net
a28-67.akam.net
a3-66.akam.net
a4-64.akam.net
a6-65.akam.net
a9-67.akam.net
pdns1.ultradns.net
pdns2.ultradns.net
pdns3.ultradns.org
pdns4.ultradns.org
pdns5.ultradns.info
pdns6.ultradns.co.uk
MX Records:
10: mx1.hc784-89.ca.iphmx.com
10: mx2.hc784-89.ca.iphmx.com
SOA:Serial: 2100000158, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:81ms

SPF Analysis

SPF Record:
v=spf1 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does vmdconseil.ca compare?

See how vmdconseil.ca stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses Bootstrap 3.4.1 for responsive design and layout, supported by jQuery (implied). Google Tag Manager is deployed with multiple containers, indicating sophisticated analytics and marketing tracking. Qualtrics scripts suggest active user feedback or survey mechanisms. OneTrust is used for cookie consent management, reflecting GDPR and privacy compliance efforts. The site is mobile optimized and accessible with ARIA landmarks and labels. Performance is moderate, with deferred script loading and CDN usage for static assets. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not discernible from the content. The technical stack is stable but could benefit from modernization and enhanced security configurations.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainvmdconseil.ca
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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