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Is vr-payment.de a Scam? Security Check Results - VR Payment GmbH

vr-payment.de Security Report Summary

vr-payment.de received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers VR Payment GmbH's website security posture. VR Payment GmbH operates in the Finance industry in Germany.

VR Payment GmbH is a specialized payment solutions provider serving the Volksbanken Raiffeisenbanken network and their merchants. The company offers a broad range of services including card readers, terminals, cashless payment methods, e-commerce payment integration, and value-added services such as digital receipt management and mobile payment solutions. The website reflects a professional and consistent brand presence targeting merchants, banks, and resellers within the financial and payment technology sectors in Germany. The company maintains a medium-sized market presence with a focus on innovation and customer-centric payment solutions. Technically, the website is built on the Contao CMS platform and leverages modern JavaScript libraries such as jQuery, jQuery UI, and Swipe.js for UI interactions. It uses Matomo for analytics and Usercentrics for consent management, indicating a mature approach to user privacy and data tracking. However, the website suffers from a critical security deficiency due to an invalid or missing SSL certificate and lack of enabled TLS protocols, which severely undermines HTTPS security and user trust. From a security perspective, while the site has HSTS enabled with preload and a valid SPF record, the absence of a valid SSL certificate and TLS support is a major vulnerability. No incident response or explicit security policy information is found, and no vulnerability disclosure or security.txt file is present. Privacy compliance is well addressed with a comprehensive privacy policy and cookie consent mechanism. Contact information is readily available through multiple channels including email, phone, and detailed contact forms. Overall, the website is content-rich, professionally designed, and privacy-conscious but critically impaired by its SSL/TLS configuration issues. Immediate remediation of the SSL certificate and enabling modern TLS protocols is essential to restore security posture and trustworthiness.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, jQuery UI, Swipe.js, Matomo Analytics, Usercentrics Consent Management, Contao Open Source CMS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is vr-payment.de Safe? Security Analysis for VR Payment GmbH

https://vr-payment.de

Check if vr-payment.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanymedium
jQueryjQuery UISwipe.jsMatomo AnalyticsUsercentrics Consent Management+1 more
Analyzed 6/14/2025Completed 8:56:27 PM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

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Domains scanned

500+

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Domainvr-payment.de
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Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

VR Payment GmbH is a specialized payment solutions provider serving the Volksbanken Raiffeisenbanken network and their merchants. The company offers a broad range of services including card readers, terminals, cashless payment methods, e-commerce payment integration, and value-added services such as digital receipt management and mobile payment solutions. The website reflects a professional and consistent brand presence targeting merchants, banks, and resellers within the financial and payment technology sectors in Germany. The company maintains a medium-sized market presence with a focus on innovation and customer-centric payment solutions. Technically, the website is built on the Contao CMS platform and leverages modern JavaScript libraries such as jQuery, jQuery UI, and Swipe.js for UI interactions. It uses Matomo for analytics and Usercentrics for consent management, indicating a mature approach to user privacy and data tracking. However, the website suffers from a critical security deficiency due to an invalid or missing SSL certificate and lack of enabled TLS protocols, which severely undermines HTTPS security and user trust. From a security perspective, while the site has HSTS enabled with preload and a valid SPF record, the absence of a valid SSL certificate and TLS support is a major vulnerability. No incident response or explicit security policy information is found, and no vulnerability disclosure or security.txt file is present. Privacy compliance is well addressed with a comprehensive privacy policy and cookie consent mechanism. Contact information is readily available through multiple channels including email, phone, and detailed contact forms. Overall, the website is content-rich, professionally designed, and privacy-conscious but critically impaired by its SSL/TLS configuration issues. Immediate remediation of the SSL certificate and enabling modern TLS protocols is essential to restore security posture and trustworthiness.

Detected Technologies

jQueryjQuery UISwipe.jsMatomo AnalyticsUsercentrics Consent ManagementContao Open Source CMS

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

85/100

GDPR Compliance

6 findings

18/100

NIS2 Compliance

7 findings

25/100

Email Security

5 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

VR Payment GmbH operates as a key payment service provider within the German banking ecosystem, specifically aligned with Volksbanken Raiffeisenbanken. Its business model revolves around providing end-to-end payment solutions including hardware (card readers and terminals), software (e-commerce payment integration), and services (digital receipt management, mobile payment apps). The company targets merchants of various sizes, banks, and resellers, offering tailored solutions for POS and online commerce. The presence of partner portals and service portals indicates a well-established partner ecosystem. The company leverages certifications and compliance to build trust and maintain regulatory adherence. Growth indicators include a comprehensive service portfolio and active content marketing via the #PaymentPower magazine and social media channels. Strategic partnerships with banks and technology providers strengthen its market position.

Security Posture Analysis

Comprehensive Security Assessment

The current security posture of the website is moderate to poor due to the absence of a valid SSL certificate and disabled TLS protocols, which are critical for secure communications. While HSTS is enabled with preload, this is ineffective without proper HTTPS support. The SPF record is correctly configured, reducing email spoofing risks. No known vulnerabilities such as Heartbleed or POODLE are detected. The site uses secure forms with GDPR-compliant consent checkboxes, indicating awareness of data protection requirements. However, the lack of incident response contact information and vulnerability disclosure mechanisms limits transparency and readiness for security incidents. The site would benefit from enhanced security headers and improved certificate management to elevate its security maturity.

Strategic Recommendations

Priority Actions for Security Improvement

1

Install and maintain a valid SSL/TLS certificate to enable secure HTTPS connections.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

18/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy80% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DMARC reporting

LOW

DMARC aggregate reports not configured

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:194.149.246.0/23 ip4:195.35.89.0/25 ip4:192.161.144.0/20 ip4:185.12.80.0/22 ip4:96.46.150.192/27 ip4:174.137.46.0/24 ip4:194.50.162.90 include:mail.zendesk.com include:spf.protection.outlook.com -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:none

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score
No issues found

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:185.233.52.243
Name Servers:
ns1.atruvia.deDNS only
ns2.atruvia.deDNS only
ns3.atruvia.deDNS only
ns4.atruvia.deDNS only
MX Records:
20: gmail22.gadmail.de
20: gmail23.gadmail.de
20: wmail22.gadmail.de
20: wmail23.gadmail.de
SOA:Serial: 2025060300, TTL: 900s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:248ms

SPF Analysis

SPF Record:
v=spf1 ip4:194.149.246.0/23 ip4:195.35.89.0/25 ip4:192.161.144.0/20 ip4:185.12.80.0/22 ip4:96.46.150.192/27 ip4:174.137.46.0/24 ip4:194.50.162.90 include:mail.zendesk.com include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does vr-payment.de compare?

vr-payment.de scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on the Contao Open Source CMS platform, utilizing jQuery, jQuery UI, and Swipe.js for frontend interactions. It integrates Matomo analytics for user tracking and Usercentrics for consent management, reflecting a modern approach to privacy and analytics. DNS is managed via atruvia.de nameservers, and SPF records are properly configured. However, the SSL/TLS configuration is critically flawed with no valid certificate and no enabled TLS protocols, severely impacting security and trust. The site has a large page size (~428 KB) and slow load time (~8.8 seconds), indicating potential optimization opportunities. Structured data is implemented using JSON-LD for SEO benefits. Overall, the technical stack is mature but requires urgent security and performance improvements.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainvr-payment.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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