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Is vrk.de a Scam? Security Check Results - Versicherer im Raum der Kirchen

vrk.de Security Report Summary

vrk.de received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Versicherer im Raum der Kirchen's website security posture. Versicherer im Raum der Kirchen operates in the Finance industry in Germany.

Versicherer im Raum der Kirchen (VRK) is a medium-sized German insurance provider specializing in sustainable and ethical insurance products tailored for individuals and church-related groups. The company offers a broad range of insurance services including auto, travel, home, liability, legal protection, health, and retirement products, with a strong emphasis on sustainability and customer-centric service. Their market position is niche but well-established within the church and non-profit sectors in Germany, supported by multiple sustainability and employer awards. Technically, the website is built on Adobe Experience Manager (AEM) and uses modern web technologies such as StencilJS components and responsive images. However, the site suffers from slow load times and lacks a valid SSL certificate, serving content over HTTP which significantly impacts security posture. Accessibility and SEO optimizations are well implemented, and the site is mobile-friendly with clear navigation. Security-wise, the absence of HTTPS and security headers is a critical weakness, exposing users to potential risks. No explicit security or incident response policies are found, and no vulnerability disclosure or security.txt files are present. Privacy compliance is strong with a comprehensive privacy policy and cookie consent mechanism in place. Overall, VRK's website demonstrates excellent content quality and business credibility but requires urgent improvements in security infrastructure to protect user data and enhance trust. Strategic recommendations include implementing HTTPS, adding security headers, and improving performance to align with best practices.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, StencilJS components, Custom VRK JS libraries, Picturefill polyfill for responsive images, StencilJS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is vrk.de Safe? Security Analysis for Versicherer im Raum der Kirchen

https://vrk.de

Check if vrk.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanymedium
JavaScriptStencilJS componentsCustom VRK JS librariesPicturefill polyfill for responsive imagesStencilJS
Analyzed 6/14/2025Completed 7:45:53 PM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainvrk.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Versicherer im Raum der Kirchen (VRK) is a medium-sized German insurance provider specializing in sustainable and ethical insurance products tailored for individuals and church-related groups. The company offers a broad range of insurance services including auto, travel, home, liability, legal protection, health, and retirement products, with a strong emphasis on sustainability and customer-centric service. Their market position is niche but well-established within the church and non-profit sectors in Germany, supported by multiple sustainability and employer awards. Technically, the website is built on Adobe Experience Manager (AEM) and uses modern web technologies such as StencilJS components and responsive images. However, the site suffers from slow load times and lacks a valid SSL certificate, serving content over HTTP which significantly impacts security posture. Accessibility and SEO optimizations are well implemented, and the site is mobile-friendly with clear navigation. Security-wise, the absence of HTTPS and security headers is a critical weakness, exposing users to potential risks. No explicit security or incident response policies are found, and no vulnerability disclosure or security.txt files are present. Privacy compliance is strong with a comprehensive privacy policy and cookie consent mechanism in place. Overall, VRK's website demonstrates excellent content quality and business credibility but requires urgent improvements in security infrastructure to protect user data and enhance trust. Strategic recommendations include implementing HTTPS, adding security headers, and improving performance to align with best practices.

Detected Technologies

JavaScriptStencilJS componentsCustom VRK JS librariesPicturefill polyfill for responsive imagesStencilJS

8 urgent findings need attention

1 critical · 7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

65/100

GDPR Compliance

5 findings

15/100

NIS2 Compliance

7 findings

25/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

VRK operates in the finance sector with a focus on insurance products that integrate ethical and sustainable criteria, appealing to church institutions, non-profits, and individual customers in Germany. Their competitive advantage lies in their unique positioning as a sustainable insurer with over 100 years of history and multiple awards validating their approach. Revenue streams likely include premiums from diverse insurance products and services such as claims handling and customer portal subscriptions. The target customer segments include private individuals, church employees, and specialized groups like caregivers and clergy. The company maintains partnerships with HUK-Coburg for mail exchange and DNS services, indicating a collaborative ecosystem. Growth indicators include digital transformation efforts like the 'Mein VRK' customer portal and active social media presence. VRK's operations reflect a mature organization balancing tradition with modern digital engagement.

Security Posture Analysis

Comprehensive Security Assessment

The current security posture of VRK's website is weak due to the lack of a valid SSL certificate and absence of HTTPS, which is a critical vulnerability exposing users to data interception and man-in-the-middle attacks. The site also lacks essential security headers such as Content-Security-Policy and HSTS, further increasing risk. No known vulnerabilities or malware indicators are detected in the provided data, but the missing security infrastructure is a significant compliance gap, especially under GDPR and NIS2 regulations. Incident response and security policy documentation are not publicly available, indicating potential gaps in transparency and readiness. The cookie consent mechanism is implemented, supporting privacy compliance. Overall, the security maturity level is low, and immediate remediation is necessary to protect user data and maintain trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a valid SSL/TLS certificate and enforce HTTPS site-wide to secure data transmission.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=16070400; includeSubDomains"

Weak X-Frame-Options configuration

LOW

Current value: "SAMEORIGIN, SAMEORIGIN"

Weak X-XSS-Protection configuration

LOW

Current value: "1"

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

15/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

50/100
Score

SSL/TLS Check Incomplete

MEDIUM

Some SSL/TLS checks timed out

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:52.29.82.171, 18.157.204.149, 54.93.46.34
Name Servers:
dnsx2306.huk-coburg.deDNS only
ns2.huk-coburg.deDNS only
pns.dtag.deDNS only
secondary006.dtag.netDNS only
MX Records:
10: smtp1.huk-coburg.de
10: smtp2.huk-coburg.de
SOA:Serial: 2012021565, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:418ms

SPF Analysis

SPF Record:
v=spf1 +mx +ip4:193.201.183.0/24 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does vrk.de compare?

vrk.de scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager (AEM), leveraging StencilJS for web components and responsive images with picturefill polyfill for compatibility. The hosting infrastructure appears to be on Amazon AWS, with DNS and mail services managed by HUK-Coburg and Deutsche Telekom. Performance is suboptimal with a load time of approximately 7.9 seconds and a relatively high resource count (115). The site is mobile-optimized and accessible with good SEO metadata including Open Graph tags and meta descriptions. However, the lack of HTTPS and security headers represents a significant technical debt and risk. Modernization efforts should focus on improving security infrastructure, optimizing performance, and maintaining compliance with privacy regulations.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainvrk.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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