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Is vub.sk a Scam? Security Check Results - VÚB banka

vub.sk Security Report Summary

vub.sk received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers VÚB banka's website security posture. VÚB banka operates in the Finance industry in Slovakia.

VÚB banka is a major Slovak banking institution offering a wide range of financial services including accounts, loans, mortgages, investments, insurance, and electronic banking. The website reflects a professional and modern digital presence with clear navigation and comprehensive service offerings targeting individuals, businesses, and public sectors. The bank is part of the Intesa Sanpaolo Group, indicating strong market positioning and credibility. Technically, the website employs modern web technologies such as Google Tag Manager, Cloudinary CDN, and Apple Business Chat integration, ensuring good performance and user experience across devices. Security posture is solid with HTTPS enforced, cookie consent mechanisms, and no visible vulnerabilities or exposed sensitive data. However, explicit security policies and incident response contacts are not publicly available, which could be improved. Overall, the website is trustworthy, GDPR compliant, and provides a safe browsing environment for its users.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Google Tag Manager, Modernizr, Cloudinary CDN, Apple Business Chat, Bootstrap (implied by modal classes), Lazy loading images.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is vub.sk Safe? Security Analysis for VÚB banka

https://vub.sk

Check if vub.sk is a scam or legitimate. Free security scan and reviews.

FinanceSlovakialarge
JavaScriptGoogle Tag ManagerModernizrCloudinary CDNApple Business Chat+2 more
Analyzed 10/27/2025Completed 12:23:05 PM5mo ago
66
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainvub.sk
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

VÚB banka is a major Slovak banking institution offering a wide range of financial services including accounts, loans, mortgages, investments, insurance, and electronic banking. The website reflects a professional and modern digital presence with clear navigation and comprehensive service offerings targeting individuals, businesses, and public sectors. The bank is part of the Intesa Sanpaolo Group, indicating strong market positioning and credibility. Technically, the website employs modern web technologies such as Google Tag Manager, Cloudinary CDN, and Apple Business Chat integration, ensuring good performance and user experience across devices. Security posture is solid with HTTPS enforced, cookie consent mechanisms, and no visible vulnerabilities or exposed sensitive data. However, explicit security policies and incident response contacts are not publicly available, which could be improved. Overall, the website is trustworthy, GDPR compliant, and provides a safe browsing environment for its users.

Detected Technologies

JavaScriptGoogle Tag ManagerModernizrCloudinary CDNApple Business ChatBootstrap (implied by modal classes)Lazy loading images

8 urgent findings need attention

1 critical · 7 high

Continuous monitoring

Keep vub.sk under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

75/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank operates in the finance sector with a focus on retail and corporate banking. Its business model includes traditional banking products and digital services, supported by a strong parent company, Intesa Sanpaolo. The website's content and structure indicate a mature digital strategy aimed at enhancing customer engagement and service accessibility. Partnerships such as leasing services are integrated, expanding the bank's service ecosystem. The absence of direct contact emails or phone numbers on the main page suggests a controlled communication channel, likely to manage customer interactions securely. The bank's market position is strong within Slovakia, supported by consistent branding and comprehensive service coverage.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security maturity level with enforced HTTPS, use of security headers (implied), and a cookie consent mechanism aligned with GDPR requirements. No critical vulnerabilities or exposed sensitive information were detected in the HTML content. However, the lack of a published security policy, incident response information, or a security.txt file indicates room for improvement in transparency and vulnerability management. The use of third-party scripts like Google Tag Manager and Vivocha is standard but requires ongoing monitoring to mitigate supply chain risks. Overall, the security posture is robust but could benefit from enhanced disclosure and incident readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page detailing security practices and user protections.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

VÚB banka

Description:

Získajte prístup k rôznym bankovým službám na webovej stránke VÚB. Bezpečné a spoľahlivé riešenia. Moderné bankovanie a individuálny prístup.

Key Services:
Accounts and paymentsLoans and mortgagesSavings and investmentsInsuranceLeasingElectronic banking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerModernizrCloudinary CDNApple Business ChatBootstrap (implied by modal classes)Lazy loading images
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of async scripts to improve loading

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Marketing Tools:
Vivocha (customer engagement/chat)
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=16070400; includeSubDomains"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:212.5.214.165 ip4:212.5.214.164 ip4:212.5.214.166 ip4:212.5.214.167 ip4:212.5.214.144 ip4:212.5.214.145 ip4:212.5.214.146 ip4:212.5.214.147 ip4:212.5.214.114 ip4:212.5.214.115 include:spf.chub.tatrabilling.sk include:spf.protection.outlook.com include:email-messaging.com include:_spf-dc57.sapsf.eu -all
DNS Lookups:5/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:intesa-sanpaolo@rua.dmp.cisco.com
Forensic Reports:intesa-sanpaolo@ruf.dmp.cisco.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
22 years(mature)
Expiry Risk
low(67 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:193.227.213.211
Name Servers:
ns.telecom.sk
ns2.telecom.sk
MX Records:
10: ppmail1.vub.sk
10: ppmail2.vub.sk
SOA:Serial: 2025100114, TTL: 21600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:54ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:212.5.214.165 ip4:212.5.214.164 ip4:212.5.214.166 ip4:212.5.214.167 ip4:212.5.214.144 ip4:212.5.214.145 ip4:212.5.214.146 ip4:212.5.214.147 ip4:212.5.214.114 ip4:212.5.214.115 include:spf.chub.tatrabilling.sk include:spf.protection.outlook.com include:email-messaging.com include:_spf-dc57.sapsf.eu -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does vub.sk compare?

See how vub.sk stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack with asynchronous JavaScript loading, CDN-hosted assets, and lazy loading for images, contributing to good performance and user experience. The presence of Google Tag Manager and analytics services indicates a data-driven approach to user engagement. Accessibility features such as skip links and ARIA labels are implemented, enhancing usability. The site is mobile optimized with responsive design elements. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting details are not disclosed. Performance is moderate, with potential for further optimization. Technical risks are minimal but should be managed through continuous monitoring and updates.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainvub.sk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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