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Is wagedayadvance.co.uk a Scam? Security Check Results - Wage Day Advance Limited

wagedayadvance.co.uk Security Report Summary

wagedayadvance.co.uk received a security score of 48 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Wage Day Advance Limited's website security posture. Wage Day Advance Limited operates in the Finance industry in United Kingdom.

WageDayAdvance.co.uk operates as a UK-based payday loan brokerage service, regulated by the FCA and owned by Chojin Ltd. The company offers short term loans and payday loans ranging from £100 to £5,000, catering to customers including those with bad credit. The business model focuses on matching loan applicants with reputable UK lenders, earning commissions from lenders without making credit decisions themselves. The website is designed to provide a fast, secure, and user-friendly application process with clear customer support and educational content.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress 6.8.1, Bootstrap (navbar classes), Google Fonts (Spartan), LazyLoad JS, Yoast SEO (JSON-LD schema), Reviews.io badge, Clicky Analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is wagedayadvance.co.uk Safe? Security Analysis for Wage Day Advance Limited

http://wagedayadvance.co.uk

Check if wagedayadvance.co.uk is a scam or legitimate. Free security scan and reviews.

FinanceUnited Kingdomsmall
WordPress 6.8.1Bootstrap (navbar classes)Google Fonts (Spartan)LazyLoad JSYoast SEO (JSON-LD schema)+2 more
Analyzed 6/22/2025Completed 10:04:42 AM9mo ago
48
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domainwagedayadvance.co.uk
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

WageDayAdvance.co.uk operates as a UK-based payday loan brokerage service, regulated by the FCA and owned by Chojin Ltd. The company offers short term loans and payday loans ranging from £100 to £5,000, catering to customers including those with bad credit. The business model focuses on matching loan applicants with reputable UK lenders, earning commissions from lenders without making credit decisions themselves. The website is designed to provide a fast, secure, and user-friendly application process with clear customer support and educational content.

Detected Technologies

WordPress 6.8.1Bootstrap (navbar classes)Google Fonts (Spartan)LazyLoad JSYoast SEO (JSON-LD schema)Reviews.io badgeClicky Analytics

11 urgent findings need attention

3 critical · 8 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

43/100

NIS2 Compliance

9 findings

0/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company positions itself as a customer-first broker in the competitive UK payday loan market, emphasizing transparency, FCA regulation, and support for customers with financial difficulties. Its online-only presence and comprehensive FAQs support a broad UK audience. The business benefits from partnerships with multiple lenders and leverages digital marketing and analytics tools to optimize customer acquisition and service delivery. The disclosed ownership change and separation from previous entities enhance trust and legitimacy.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Chojin Ltd

Registration Number:

07339611

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and uses secure forms for loan applications, with no visible exposure of sensitive data. However, no explicit security headers were detected in the provided data, and there is no dedicated security policy or incident response contact information. The site performs soft credit checks initially and hard checks upon loan acceptance, reflecting responsible data handling. Privacy and cookie policies are present, though a cookie consent mechanism is missing, which could be improved for GDPR compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTP security headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Wage Day Advance Limited

Description:

WageDayAdvance provides payday loans from £100 to £5000 with immediate decisions and instant payouts. It operates as a loan broker matching applicants with reputable UK payday lenders, including those with bad credit.

Key Services:
Payday loansShort term loansBad credit loansLoan brokerage
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPress 6.8.1Bootstrap (navbar classes)Google Fonts (Spartan)LazyLoad JSYoast SEO (JSON-LD schema)Reviews.io badgeClicky Analytics
Frameworks:
Bootstrap
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Secure application form
  • No exposed sensitive data in HTML
  • Soft credit checks before hard credit checks

Analytics & Tracking

Services:
Clicky Analytics
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Clicky Analytics
Marketing Tools:
Reviews.io badge
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a UK-based payday loan broker regulated by FCA.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

43/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +mx +a +ip4:80.64.217.126 +include:mailgate.quickhost.uk ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:default(1416-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
4 years(established)
Expiry Risk
none(619 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:172.67.72.45, 104.26.12.74, 104.26.13.74
AAAA Records:2606:4700:20::681a:c4a, 2606:4700:20::ac43:482d, 2606:4700:20::681a:d4a
Name Servers:
felicity.ns.cloudflare.comDNS only
mariah.ns.cloudflare.comDNS only
MX Records:
0: _dc-mx.6062bfdec793.wagedayadvance.co.uk
SOA:Serial: 2375368630, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:37ms

SPF Analysis

SPF Record:
v=spf1 +mx +a +ip4:80.64.217.126 +include:mailgate.quickhost.uk ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does wagedayadvance.co.uk compare?

wagedayadvance.co.uk scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress 6.8.1 using Bootstrap for responsive design and Google Fonts for typography. It employs lazy loading for images and integrates third-party services such as Reviews.io for customer feedback and Clicky for analytics. The site demonstrates good SEO practices with meta tags and JSON-LD structured data. Performance is moderate with room for optimization. The technical stack is modern and well-maintained, supporting a good user experience across devices. No hosting provider details were explicitly detected.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainwagedayadvance.co.uk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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