Skip to main content

Is wise.com a Scam? Security Check Results - Wise

wise.com Security Report Summary

wise.com received a security score of 82 out of 100 in Guard's comprehensive security analysis, classified as "Safe". This report covers Wise's website security posture. Wise operates in the Finance industry in Finland.

Wise is a well-established fintech company specializing in international money transfers and multi-currency accounts. It serves millions of customers globally, offering low-cost, transparent, and fast cross-border payment services. The company is regulated by the National Bank of Belgium and operates with a strong emphasis on security and customer trust. The website reflects a mature digital presence with modern technologies and excellent user experience, targeting both personal and business users worldwide. Technically, the site is built on Next.js with React, hosted behind Cloudflare, and optimized for performance and accessibility. Security measures include HTTPS, multiple security headers, two-factor authentication, and dedicated fraud teams. Privacy compliance is robust with clear policies and consent mechanisms. Overall, Wise demonstrates a high level of business credibility, technical sophistication, and security maturity, making it a trustworthy platform for international financial transactions.

The security scan identified 18 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Video.js, YouTube iframe API, Cloudflare DNS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

wise.com favicon

Is wise.com Safe? Security Analysis for Wise

https://wise.com

Check if wise.com is a scam or legitimate. Free security scan and reviews.

FinanceFinlandlarge
ReactNext.jsVideo.jsYouTube iframe APICloudflare DNS
Analyzed 7/27/2025Completed 4:33:12 AM8mo ago
82
Security Score
LOW RISK

Above Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for wise.com

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainwise.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Wise is a well-established fintech company specializing in international money transfers and multi-currency accounts. It serves millions of customers globally, offering low-cost, transparent, and fast cross-border payment services. The company is regulated by the National Bank of Belgium and operates with a strong emphasis on security and customer trust. The website reflects a mature digital presence with modern technologies and excellent user experience, targeting both personal and business users worldwide. Technically, the site is built on Next.js with React, hosted behind Cloudflare, and optimized for performance and accessibility. Security measures include HTTPS, multiple security headers, two-factor authentication, and dedicated fraud teams. Privacy compliance is robust with clear policies and consent mechanisms. Overall, Wise demonstrates a high level of business credibility, technical sophistication, and security maturity, making it a trustworthy platform for international financial transactions.

Detected Technologies

ReactNext.jsVideo.jsYouTube iframe APICloudflare DNS

3 urgent findings need attention

3 high

Continuous monitoring

Keep wise.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for wise.com.

Security Headers

4 findings

65/100

GDPR Compliance

1 finding

88/100

NIS2 Compliance

5 findings

57/100

Email Security

2 findings

87/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Wise holds a strong market position as a leading fintech in international payments, leveraging a transparent fee structure and multi-currency accounts to attract individuals and businesses. Its business model focuses on technology-driven financial services, generating revenue from transfer fees and account services. The company targets global customers needing cost-effective currency exchange and payment solutions. Partnerships and integrations with global financial institutions enhance its service reliability. Growth indicators include millions of users and billions of euros transferred monthly. The website content and structure support its business goals by providing clear product information, regulatory disclosures, and customer support access.

Security Posture Analysis

Comprehensive Security Assessment

Wise exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and multi-factor authentication. The company maintains dedicated fraud and security teams and holds customer funds with established financial institutions, reducing risk exposure. However, the absence of a published security.txt and explicit incident response contacts suggests room for improvement in vulnerability disclosure and incident management transparency. No vulnerabilities or exposed sensitive data were detected in the website content. Compliance with GDPR is evident through privacy policies and cookie consent mechanisms. Overall, Wise's security practices align well with industry standards for fintech platforms.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC to enhance domain name system security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Wise

Description:

Wise offers international money transfer services with low fees and multi-currency accounts, enabling users to send, spend, and receive money globally in multiple currencies.

Key Services:
Multi-currency accountsInternational money transfersWise debit cardBusiness accountsInterest earning on balances
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsVideo.jsYouTube iframe APICloudflare DNS
Frameworks:
Next.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • 2-factor authentication
  • Dedicated fraud and security teams
  • Money held with established financial institutions

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

Get this report delivered to your inbox

Receive a summary of the wise.com security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Weak X-XSS-Protection configuration

LOW

Current value: "0"

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

57/100
Score

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Need this report as a PDF?

Download the complete wise.com security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

87/100
Score

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_u.wise.com._spf.smart.ondmarc.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:k1(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:bb3c5ff6@inbox.ondmarc.com
Forensic Reports:bb3c5ff6@inbox.ondmarc.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:104.18.39.116, 172.64.148.140
Name Servers:
hope.ns.cloudflare.comDNS only
sean.ns.cloudflare.comDNS only
MX Records:
1: aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
10: aspmx2.googlemail.com
10: aspmx3.googlemail.com
SOA:Serial: 2379067429, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:113ms

SPF Analysis

SPF Record:
v=spf1 include:_u.wise.com._spf.smart.ondmarc.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does wise.com compare?

See how wise.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern web technologies including React and Next.js, ensuring a responsive and performant user experience. Hosting and DNS are managed via Cloudflare, providing robust infrastructure and security benefits. The site includes rich metadata, Open Graph tags, and JSON-LD structured data for SEO and social media integration. Performance is optimized with preloading of fonts and assets, and accessibility features are implemented. The technical implementation supports the business model effectively, though continuous monitoring of third-party dependencies is recommended to mitigate potential risks.
Professional PDF & Marketing Data

Download the wise.com report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainwise.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Scan your own website

Liked the wise.com report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about wise.com

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website