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Is zbi.hr a Scam? Security Check Results - ZB Invest

zbi.hr Security Report Summary

zbi.hr received a security score of 62 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ZB Invest's website security posture. ZB Invest operates in the Finance industry in Croatia.

ZB Invest is a Croatian financial investment company specializing in investment funds and related services. The website provides fund pricing, yield data, calculators, and contact options primarily targeting Croatian investors. The domain is well-established since 2000 and hosted with professional infrastructure including Akamai CDN services. The website uses standard JavaScript libraries for UI and data visualization but lacks modern CMS or frameworks. Security posture is basic with no visible security headers or privacy policies, and no contact information is explicitly provided in the analyzed content. Overall, the site is functional but could improve in privacy compliance and security best practices.

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, jQuery, jQuery UI, Highstock, Flickity, CSS3, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is zbi.hr Safe? Security Analysis for ZB Invest

https://zbi.hr

Check if zbi.hr is a scam or legitimate. Free security scan and reviews.

FinanceCroatiamedium
JavaScriptjQueryjQuery UIHighstockFlickity+2 more
Analyzed 11/1/2025Completed 1:20:01 PM4mo ago
62
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainzbi.hr
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ZB Invest is a Croatian financial investment company specializing in investment funds and related services. The website provides fund pricing, yield data, calculators, and contact options primarily targeting Croatian investors. The domain is well-established since 2000 and hosted with professional infrastructure including Akamai CDN services. The website uses standard JavaScript libraries for UI and data visualization but lacks modern CMS or frameworks. Security posture is basic with no visible security headers or privacy policies, and no contact information is explicitly provided in the analyzed content. Overall, the site is functional but could improve in privacy compliance and security best practices.

Detected Technologies

JavaScriptjQueryjQuery UIHighstockFlickityCSS3HTML5

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

73/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

ZB Invest operates in the Croatian finance sector focusing on investment funds. The company appears to be a medium-sized entity with a clear market position in local investment services. The business model revolves around fund management and investor support. The website targets retail and institutional investors in Croatia. There is no evidence of partnerships or subsidiaries linked via the website. The company maintains consistent branding but lacks visible trust indicators such as certifications or testimonials on the homepage.

Security Posture Analysis

Comprehensive Security Assessment

The website currently exhibits a basic security posture. HTTPS is assumed but not explicitly confirmed in the HTML content. No security headers such as Content-Security-Policy or Strict-Transport-Security are detected. There is no visible privacy policy or cookie consent mechanism, which is a compliance gap under GDPR. No vulnerability disclosure or incident response contacts are provided. The site does not expose sensitive data or show signs of vulnerabilities in the analyzed content. Security improvements are recommended to enhance trust and compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and cookie consent banner to comply with GDPR.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ZB Invest

Description:

ZB Invest is a financial investment company offering investment funds and related financial services primarily targeting Croatian investors. The website provides information about investment funds, pricing, yields, calculators, contact options, and complaint mechanisms.

Key Services:
Investment fundsFund pricing and yield informationInvestment calculatorsCustomer support and complaint handling
Content Quality:

basic

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryjQuery UIHighstockFlickityCSS3HTML5
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
40/100

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:basic
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website is accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

73/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:185.155.210.41 ip4:185.155.211.41 include:zaba.hr -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:qwfshigx@ag.eu.dmarcadvisor.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DNS Records

A Records:23.36.163.237, 23.36.163.247
Name Servers:
a1-236.akam.netDNS only
a2-66.akam.netDNS only
a20-65.akam.netDNS only
a24-67.akam.netDNS only
a3-67.akam.netDNS only
a5-66.akam.netDNS only
MX Records:
10: unicreditgroup.zaba.hr
20: mx2.unicreditgroup.zaba.hr
SOA:Serial: 2025070300, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:56ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:185.155.210.41 ip4:185.155.211.41 include:zaba.hr -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does zbi.hr compare?

See how zbi.hr stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a traditional tech stack with jQuery, jQuery UI, Highstock for charts, and Flickity for carousels. CSS and HTML5 are used with custom fonts and icons. Hosting is professional with CARNET as registrar and Akamai name servers indicating CDN usage. Performance is moderate with deferred JavaScript loading. The site is mobile responsive at a basic level but lacks advanced frameworks or CMS indicators. There is room for modernization and improved technical SEO and accessibility compliance.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainzbi.hr
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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