Is zilverenkruis.nl Safe? Security Analysis for Zilveren Kruis
https://zilverenkruis.nlCheck if zilverenkruis.nl is a scam or legitimate. Free security scan and reviews.
Below Healthcare avg (65)
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500+
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Zilveren Kruis is a leading Dutch health insurance provider, part of the Achmea group, offering a wide range of insurance products including basic health insurance, supplementary insurance, dental, travel, car, and home insurance. The website targets consumers primarily in the Netherlands and provides comprehensive information and services related to health insurance. Technically, the site is built on Sitecore CMS with modern JavaScript frameworks like Vue.js and jQuery, and integrates Coveo for search functionality. While the site is well-designed, mobile-optimized, and rich in content, it suffers from critical SSL certificate issues that severely impact its security posture. The presence of strong security headers and extensive privacy policies indicates a mature approach to compliance, but the lack of valid HTTPS and modern TLS protocols is a significant risk. Overall, the domain registration data aligns well with the business claims, supporting the legitimacy of the site. Strategic improvements in SSL configuration and security practices are recommended to enhance trust and security.
Detected Technologies
9 urgent findings need attention
1 critical · 8 high
- + 1 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
2 findings
85/100
GDPR Compliance
6 findings
0/100
NIS2 Compliance
7 findings
25/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Zilveren Kruis holds a strong market position as the largest collective health insurer in the Netherlands, serving over 3.8 million customers. Its affiliation with Achmea provides a robust backing and partnership ecosystem including brands like Defriesland, Prolife, FBTO, and Interpolis. The business model focuses on providing comprehensive insurance coverage with digital services such as a mobile app for claims and policy management. The company leverages multiple marketing and analytics tools to optimize customer engagement and service delivery. Growth indicators include a strong online presence, high customer ratings, and active community engagement. The website content and navigation reflect a customer-centric approach with clear segmentation and service offerings.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level with the implementation of multiple security headers including CSP, X-Frame-Options, and X-XSS-Protection. Cookies are set with Secure and HttpOnly flags, and a detailed Content Security Policy restricts resource loading to trusted domains. However, the absence of a valid SSL certificate and disabled TLS 1.2/1.3 protocols represent critical vulnerabilities that expose users to potential man-in-the-middle attacks and data interception. No evidence of exposed sensitive data or known vulnerabilities in libraries was found. Incident response and security policy documentation are not publicly available, indicating room for improvement in transparency and readiness. Compliance with GDPR is supported by comprehensive privacy and cookie policies. Overall, the security posture is weakened by fundamental SSL/TLS issues that should be prioritized.
Strategic Recommendations
Priority Actions for Security Improvement
Renew and properly configure the SSL certificate to enable HTTPS with TLS 1.2 and TLS 1.3 support.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Referrer-Policy configuration
LOWCurrent value: "same-origin"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Insufficient contact information
MEDIUMGDPR requires organizations to provide clear contact details
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Facebook, Twitter, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
MEDIUMSome email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
DNS Records
DNSSEC Status
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does zilverenkruis.nl compare?
zilverenkruis.nl scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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