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Is inaloyalty.hr a Scam? Security Check Results - INA Loyalty

inaloyalty.hr Security Report Summary

inaloyalty.hr received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers INA Loyalty's website security posture. INA Loyalty operates in the Energy industry in Croatia.

INA Loyalty is a loyalty program website associated with INA, a Croatian energy company. The site serves customers in Croatia, providing loyalty rewards and promotions. The business operates in the energy sector and was established around 2020, consistent with the domain registration date. The website is built on the Salesforce Experience Cloud platform, leveraging modern technologies and trusted third-party payment and analytics services. The technical infrastructure is solid, with good mobile optimization and performance, though accessibility and SEO could be improved. Security posture is strong with HTTPS, Content Security Policy, and bot protection via reCAPTCHA, but lacks explicit privacy and security policies visible on the site. Overall, the site is professional and trustworthy but would benefit from enhanced privacy compliance and contact transparency.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Salesforce Community, AppDynamics, Google Analytics, Stripe, PayPal SDK, Adyen payment, Google reCAPTCHA.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

I

Is inaloyalty.hr Safe? Security Analysis for INA Loyalty

https://inaloyalty.hr

Check if inaloyalty.hr is a scam or legitimate. Free security scan and reviews.

EnergyCroatiamedium
Salesforce CommunityAppDynamicsGoogle AnalyticsStripePayPal SDK+2 more
Analyzed 7/16/2025Completed 6:04:58 AM8mo ago
64
Security Score
MEDIUM RISK

10,000+

Domains scanned

500+

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Domaininaloyalty.hr
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

INA Loyalty is a loyalty program website associated with INA, a Croatian energy company. The site serves customers in Croatia, providing loyalty rewards and promotions. The business operates in the energy sector and was established around 2020, consistent with the domain registration date. The website is built on the Salesforce Experience Cloud platform, leveraging modern technologies and trusted third-party payment and analytics services. The technical infrastructure is solid, with good mobile optimization and performance, though accessibility and SEO could be improved. Security posture is strong with HTTPS, Content Security Policy, and bot protection via reCAPTCHA, but lacks explicit privacy and security policies visible on the site. Overall, the site is professional and trustworthy but would benefit from enhanced privacy compliance and contact transparency.

Detected Technologies

Salesforce CommunityAppDynamicsGoogle AnalyticsStripePayPal SDKAdyen paymentGoogle reCAPTCHA

10 urgent findings need attention

1 critical · 9 high

  • + 2 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

75/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business targets INA customers in Croatia, offering a loyalty program to enhance customer retention and engagement. The model relies on digital engagement through a Salesforce Community portal, integrating multiple payment gateways and analytics tools. The company benefits from partnerships with major payment providers like PayPal, Stripe, and Adyen, and uses AppDynamics for performance monitoring. The market position is regional with a focus on energy customers. Growth indicators include recent domain registration and integration of modern digital tools. The partnership ecosystem is strong with Salesforce and payment processors. Strategic observations suggest opportunities to improve compliance and customer trust by publishing clear privacy and security policies.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, a strict Content Security Policy, and integration of Google reCAPTCHA to mitigate automated abuse. Payment processing is handled by reputable third-party services, reducing direct PCI compliance burden. However, the absence of visible privacy policies, terms of service, and incident response contacts represents compliance gaps, especially under GDPR and NIS2 frameworks. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site lacks a vulnerability disclosure policy or security.txt file, which could improve transparency and incident handling. Overall, the security maturity is good but could be enhanced by formalizing policies and contact points.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and terms of service accessible from the main site.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

INA Loyalty

Description:

INA Loyalty is a loyalty program website related to INA, a Croatian energy company. The site appears to provide information and services related to customer loyalty and rewards.

Key Services:
Customer loyalty programRewards and promotions
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Salesforce CommunityAppDynamicsGoogle AnalyticsStripePayPal SDKAdyen paymentGoogle reCAPTCHA
Frameworks:
Salesforce LightningAura Framework
Platforms:
Salesforce Experience Cloud
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy with strict directives
  • Use of reCAPTCHA for bot protection
  • Use of trusted payment SDKs

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag ManagerAppDynamics
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google AdsenseDoubleClick
Tracking Pixels:
AppDynamics
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a Salesforce Community site for INA Loyalty program.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Weak Referrer-Policy configuration

LOW

Current value: "origin-when-cross-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, YouTube, Google APIs, Google Ads

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:195.78.33.161 +a +mx +ip4:195.78.33.160 ~all
DNS Lookups:2/10
Policy:~all
DKIM Selectors Found
Selector:default(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:admin@inaloyalty.hr

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
5 years(mature)
Expiry Risk
low(32 days)

DNS Records

A Records:195.78.33.161
Name Servers:
dns3.posluh.hr
dns4.posluh.hr
MX Records:
0: inaloyalty.hr
SOA:Serial: 2025071501, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:47ms

SPF Analysis

SPF Record:
v=spf1 ip4:195.78.33.161 +a +mx +ip4:195.78.33.160 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does inaloyalty.hr compare?

See how inaloyalty.hr stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Salesforce Experience Cloud using Aura and Lightning frameworks, integrating AppDynamics for monitoring and multiple payment SDKs (Stripe, PayPal, Adyen). The Content Security Policy is comprehensive, restricting resources to trusted domains. The site uses Google Analytics and Google Tag Manager for analytics and marketing. Hosting is provided by POSLUH HOSTING d.o.o., a Croatian registrar and hosting provider. Performance is moderate with good mobile optimization. SEO is basic with alternate hreflang tags for Croatian and English. Accessibility is basic with some ARIA roles and modal dialogs but could be improved. No broken scripts or errors were detected in the loaded content. The technical stack is modern and well-integrated but could benefit from enhanced privacy and compliance tooling.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaininaloyalty.hr
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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