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Is pginkasso.ee a Scam? Security Check Results - PG Inkasso OÜ

pginkasso.ee Security Report Summary

pginkasso.ee received a security score of 49 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers PG Inkasso OÜ's website security posture. PG Inkasso OÜ operates in the Finance industry in Estonia.

PG Inkasso OÜ is an Estonian private company specializing in debt collection and legal consulting services. The company positions itself as one of the largest players in Estonia's debt recovery market, offering both extrajudicial and judicial debt collection, legal advice, and client consultation. Their business model focuses on providing convenient and professional debt recovery services supported by qualified specialists and auditor-controlled financial processes. The website content is professionally presented and targets Estonian businesses and debtors needing collection services. Technically, the website uses a modern tech stack including Bootstrap, jQuery, and Google Analytics, hosted behind Cloudflare DNS and nameservers. The site is mobile optimized and has good SEO practices but lacks advanced accessibility features. The domain is very new (registered in 2024) which contrasts with the company's claimed founding year (2010), suggesting a recent domain acquisition or rebranding. From a security perspective, the site uses HTTPS and does not expose sensitive data or vulnerable libraries. However, it lacks DNSSEC, security headers, and any visible privacy or cookie policies, which are important for GDPR compliance and user trust. No incident response or vulnerability disclosure information is provided. Tracking is implemented via Google Analytics and Tag Manager without a visible consent mechanism. Overall, the website is functional and professional but could improve significantly in privacy compliance, security best practices, and transparency. The domain registration is consistent with the business location but the new domain age is a point to consider. Strategic improvements in security policies, contact information visibility, and compliance documentation are recommended.

The security scan identified 37 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Bootstrap, jQuery, Google Analytics, Google Tag Manager, Google Platform.js.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is pginkasso.ee Safe? Security Analysis for PG Inkasso OÜ

https://pginkasso.ee

Check if pginkasso.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstoniasmall
BootstrapjQueryGoogle AnalyticsGoogle Tag ManagerGoogle Platform.js
Analyzed 6/26/2025Completed 12:00:09 AM9mo ago
49
Security Score
HIGH RISK

Below Finance avg (78)

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Domains scanned

500+

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Domainpginkasso.ee
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

PG Inkasso OÜ is an Estonian private company specializing in debt collection and legal consulting services. The company positions itself as one of the largest players in Estonia's debt recovery market, offering both extrajudicial and judicial debt collection, legal advice, and client consultation. Their business model focuses on providing convenient and professional debt recovery services supported by qualified specialists and auditor-controlled financial processes. The website content is professionally presented and targets Estonian businesses and debtors needing collection services. Technically, the website uses a modern tech stack including Bootstrap, jQuery, and Google Analytics, hosted behind Cloudflare DNS and nameservers. The site is mobile optimized and has good SEO practices but lacks advanced accessibility features. The domain is very new (registered in 2024) which contrasts with the company's claimed founding year (2010), suggesting a recent domain acquisition or rebranding. From a security perspective, the site uses HTTPS and does not expose sensitive data or vulnerable libraries. However, it lacks DNSSEC, security headers, and any visible privacy or cookie policies, which are important for GDPR compliance and user trust. No incident response or vulnerability disclosure information is provided. Tracking is implemented via Google Analytics and Tag Manager without a visible consent mechanism. Overall, the website is functional and professional but could improve significantly in privacy compliance, security best practices, and transparency. The domain registration is consistent with the business location but the new domain age is a point to consider. Strategic improvements in security policies, contact information visibility, and compliance documentation are recommended.

Detected Technologies

BootstrapjQueryGoogle AnalyticsGoogle Tag ManagerGoogle Platform.js

14 urgent findings need attention

1 critical · 13 high

  • + 6 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

PG Inkasso OÜ operates in the finance sector, specifically in debt collection and legal services. It targets Estonian companies and individuals facing debt issues. The company leverages partnerships with multiple financial service providers across Estonia and Lithuania, indicating a broad ecosystem. Their competitive advantage lies in qualified personnel, auditor-controlled financial flows, and a growing market presence. The business model is service-based, generating revenue from debt recovery and legal consulting. The website content and partner network suggest a stable growth trajectory and a focus on trust-building with clients. However, the recent domain registration may indicate a rebranding or digital refresh phase.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security posture with HTTPS enabled and no visible sensitive data exposure. However, the absence of DNSSEC, security headers, and privacy/cookie policies indicates gaps in security best practices and regulatory compliance. No incident response or vulnerability disclosure mechanisms are present, which limits the organization's readiness to handle security incidents. The use of third-party analytics without consent mechanisms further impacts privacy compliance. Overall, the security maturity is moderate but requires enhancements to meet GDPR and industry standards fully.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PG Inkasso OÜ

Description:

PG Inkasso OÜ on pikaaegse töökogemusega Eesti erakapitalil põhinev ettevõte. Pakub võlgnevuste sissenõudmise teenuseid, juriidilist abi ja konsultatsiooni. Töötajad on kvalifitseeritud võlamenetlejad ja juristid. Klientide kasuks sisse nõutud summad laekuvad kindlale arvelduskontole, mida kontrollib audiitor.

Key Services:
InkassoteenusedJuriidiline abiVõlgnevuste sissenõudmine kohtuväliselt ja kohtulikultKonsulteerimine
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
BootstrapjQueryGoogle AnalyticsGoogle Tag ManagerGoogle Platform.js
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

No privacy, cookie, or terms of service policies found on the website

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com ~all
DNS Lookups:1/10
Policy:~all
DMARC Details
Policy:none
Aggregate Reports:2f9b61fb80424a6e87137f1eb19e49cb@dmarc-reports.cloudflare.net

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

65/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 42 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:pginkasso.ee
Issuer:WE1
Valid Until:8/8/2025 (42 days)
SANs:pginkasso.ee, *.pginkasso.ee

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
1 years(established)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:188.114.97.1, 188.114.96.1
AAAA Records:2a06:98c1:3120::1, 2a06:98c1:3121::1
Name Servers:
michael.ns.cloudflare.com
olga.ns.cloudflare.com
MX Records:
5: alt2.aspmx.l.google.com
10: alt4.aspmx.l.google.com
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
5: alt1.aspmx.l.google.com
SOA:Serial: 2375060825, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:75ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does pginkasso.ee compare?

pginkasso.ee scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Bootstrap and jQuery, ensuring responsive design and compatibility across devices. Google Analytics and Tag Manager are used for user tracking and marketing insights. Hosting is managed via Cloudflare DNS and nameservers, providing reliable DNS resolution and potential DDoS protection. The site loads moderately fast and includes proper meta tags for SEO. However, no CMS or advanced platform is detected, suggesting a custom or static site. Accessibility features are basic, and no structured data markup is present, which could be improved for better search engine understanding and richer results.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainpginkasso.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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