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Is sedlabanki.is a Scam? Security Check Results - Seðlabanki Íslands

sedlabanki.is Security Report Summary

sedlabanki.is received a security score of 72 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Seðlabanki Íslands's website security posture. Seðlabanki Íslands operates in the Finance industry in Iceland.

Seðlabanki Íslands is the Central Bank of Iceland, serving as the national authority for monetary policy, financial stability, and secure financial operations. The website reflects a well-established government institution with a clear mission to maintain stable prices and a robust financial system. It targets a broad audience including the general public, financial institutions, and government bodies, providing comprehensive information and services related to monetary policy, financial regulation, and market operations. The site is professionally designed with consistent branding and high-quality content, reinforcing its authoritative position in the Icelandic financial sector. Technically, the website employs modern web technologies including Blazor Server and Veva CMS modules, ensuring a fast, accessible, and mobile-optimized user experience. The use of cookie consent tools and accessibility features demonstrates digital maturity and compliance with contemporary web standards. Analytics are implemented via Siteimprove, supporting moderate user tracking aligned with privacy best practices. From a security perspective, the site enforces HTTPS and holds ISO-27001 certification, indicating a strong security posture. While some security headers are not explicitly visible, no vulnerabilities or exposed sensitive data were detected. The absence of DNSSEC is a minor gap, and the site would benefit from publishing a security.txt file and incident response contacts to enhance transparency and readiness. Overall, the website is highly trustworthy, professionally maintained, and compliant with privacy regulations. It effectively supports the Central Bank's mission and provides valuable resources to its stakeholders. Strategic recommendations include enabling DNSSEC, enhancing security header implementation, and establishing formal vulnerability disclosure channels to further strengthen security and trust.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript ES modules, Blazor Server (Microsoft .NET), Veva Modules, ReadSpeaker, CookieHub.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is sedlabanki.is Safe? Security Analysis for Seðlabanki Íslands

https://sedlabanki.is

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FinanceIcelandlarge
JavaScript ES modulesBlazor Server (Microsoft .NET)Veva ModulesReadSpeakerCookieHub
Analyzed 10/31/2025Completed 9:55:45 PM5mo ago
72
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsedlabanki.is
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Seðlabanki Íslands is the Central Bank of Iceland, serving as the national authority for monetary policy, financial stability, and secure financial operations. The website reflects a well-established government institution with a clear mission to maintain stable prices and a robust financial system. It targets a broad audience including the general public, financial institutions, and government bodies, providing comprehensive information and services related to monetary policy, financial regulation, and market operations. The site is professionally designed with consistent branding and high-quality content, reinforcing its authoritative position in the Icelandic financial sector. Technically, the website employs modern web technologies including Blazor Server and Veva CMS modules, ensuring a fast, accessible, and mobile-optimized user experience. The use of cookie consent tools and accessibility features demonstrates digital maturity and compliance with contemporary web standards. Analytics are implemented via Siteimprove, supporting moderate user tracking aligned with privacy best practices. From a security perspective, the site enforces HTTPS and holds ISO-27001 certification, indicating a strong security posture. While some security headers are not explicitly visible, no vulnerabilities or exposed sensitive data were detected. The absence of DNSSEC is a minor gap, and the site would benefit from publishing a security.txt file and incident response contacts to enhance transparency and readiness. Overall, the website is highly trustworthy, professionally maintained, and compliant with privacy regulations. It effectively supports the Central Bank's mission and provides valuable resources to its stakeholders. Strategic recommendations include enabling DNSSEC, enhancing security header implementation, and establishing formal vulnerability disclosure channels to further strengthen security and trust.

Detected Technologies

JavaScript ES modulesBlazor Server (Microsoft .NET)Veva ModulesReadSpeakerCookieHub

8 urgent findings need attention

8 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

50/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Seðlabanki Íslands operates as a government central bank with a critical role in Iceland's financial ecosystem. Its market position is authoritative and essential, with services spanning monetary policy formulation, financial stability oversight, payment system management, and financial institution supervision. The business model is non-commercial, focused on public service and regulatory functions. Revenue streams are primarily government-funded. The target customer segments include financial institutions, government agencies, and the general public seeking financial information and services. The bank maintains partnerships with related government and financial entities, as evidenced by linked subdomains and partner sites. Growth indicators are stable, consistent with a mature government institution. The website's comprehensive content and certifications reflect a strong operational foundation and commitment to transparency.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Company Registration

Legal Name:

Seðlabanki Íslands

Registration Number:

560269-4129

Security Posture Analysis

Comprehensive Security Assessment

The security maturity of the website is high, supported by HTTPS enforcement and ISO-27001 certification. The site demonstrates good security hygiene with no visible vulnerabilities or sensitive data exposure. Cookie consent mechanisms and privacy policies indicate compliance with GDPR and related regulations. However, the lack of DNSSEC and some missing security headers suggest areas for improvement. Incident response readiness is not publicly documented, which could be addressed to improve security culture and transparency. Overall, the site balances security and usability effectively, minimizing risk while providing essential services.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Seðlabanki Íslands

Description:

Seðlabanki Íslands is the Central Bank of Iceland, responsible for monetary policy, financial stability, and secure financial operations in Iceland.

Key Services:
Monetary policyFinancial stability oversightFinancial market operationsPayment systems managementLicensing and supervision of financial institutions
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScript ES modulesBlazor Server (Microsoft .NET)Veva ModulesReadSpeakerCookieHub
Frameworks:
BlazorVeva Modules
Platforms:
Microsoft .NET (Blazor Server)
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism
  • ISO-27001 certification
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics & Tracking

Services:
Siteimprove Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Siteimprove Analytics
Marketing Tools:
CookieHub
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

50/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Facebook, Twitter, LinkedIn, Cloudflare

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx include:spf.hysing.is a:mx1.rb.is a:mx2.rb.is include:mail.umsja.is include:spf.protection.outlook.com -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:none
Subdomain Policy:none
Aggregate Reports:re+05db16993cf4@inbound.dmarcdigests.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 51 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
28 years(mature)
Expiry Risk
low(172 days)

DNS Records

A Records:82.221.64.128
Name Servers:
a.hysing.is
b.hysing.is
c.hysing.is
MX Records:
15: mx1.sedlabanki.is
20: mx2.sedlabanki.is
SOA:Serial: 2025102105, TTL: 7200s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:53ms

SPF Analysis

SPF Record:
v=spf1 mx include:spf.hysing.is a:mx1.rb.is a:mx2.rb.is include:mail.umsja.is include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sedlabanki.is compare?

See how sedlabanki.is stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack featuring Blazor Server and Veva CMS modules, enabling dynamic content delivery and modular design. It uses ES modules and asynchronous script loading to optimize performance. The site is mobile responsive and includes accessibility features such as skip links and ARIA labels. External integrations include CookieHub for cookie management and ReadSpeaker for accessibility. Analytics are provided by Siteimprove. The hosting provider is not explicitly identified, but the site uses multiple CDN and external domains for fonts and scripts. Performance is fast with good SEO practices including meta tags and Open Graph data. Technical risks are minimal, with opportunities to enhance DNS security and security header coverage.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsedlabanki.is
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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