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Is aflac.com a Scam? Security Check Results - Aflac

aflac.com Security Report Summary

aflac.com received a security score of 73 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Aflac's website security posture. Aflac operates in the Other industry in United States.

Aflac is a leading supplemental insurance provider in the United States, offering a broad portfolio of insurance products including accident, cancer, critical illness, dental, life, Medicare supplement, pet, hospital, and disability insurance. The company targets individuals, families, business owners, brokers, and agents, positioning itself as a market leader in supplemental insurance coverage. The website reflects a mature, enterprise-level business with consistent branding, comprehensive product information, and clear segmentation for different customer types. Technically, the website employs modern web technologies such as jQuery, RequireJS, and asynchronous script loading, alongside integrations with analytics (Dynatrace, Tealium) and chatbot services (Sutherland AI, Pega). The site is mobile-optimized, accessible, and SEO-friendly, with structured data enhancing search visibility. Performance is moderate, with room for optimization. From a security perspective, the site enforces HTTPS and uses best practices like asynchronous script loading and cookie consent mechanisms. However, explicit security headers (CSP, HSTS) are not evident, and no public security or incident response policies are found. The WHOIS data is unavailable, which is unusual but the website's professional presentation and legal disclosures support its legitimacy. Overall, the site is trustworthy, professionally maintained, and compliant with privacy regulations including GDPR. Recommendations include enhancing security headers, publishing a vulnerability disclosure policy, and improving WHOIS transparency to strengthen trust further.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, RequireJS, Dynatrace, Pega Chatbot, Tealium, LightboxModal, CSS3, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is aflac.com Safe? Security Analysis for Aflac

https://aflac.com

Check if aflac.com is a scam or legitimate. Free security scan and reviews.

OtherUnited Statesenterprise
jQueryRequireJSDynatracePega ChatbotTealium+3 more
Analyzed 10/26/2025Completed 5:33:06 AM5mo ago
73
Security Score
MEDIUM RISK

10,000+

Domains scanned

500+

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Order summary

Domainaflac.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Aflac is a leading supplemental insurance provider in the United States, offering a broad portfolio of insurance products including accident, cancer, critical illness, dental, life, Medicare supplement, pet, hospital, and disability insurance. The company targets individuals, families, business owners, brokers, and agents, positioning itself as a market leader in supplemental insurance coverage. The website reflects a mature, enterprise-level business with consistent branding, comprehensive product information, and clear segmentation for different customer types. Technically, the website employs modern web technologies such as jQuery, RequireJS, and asynchronous script loading, alongside integrations with analytics (Dynatrace, Tealium) and chatbot services (Sutherland AI, Pega). The site is mobile-optimized, accessible, and SEO-friendly, with structured data enhancing search visibility. Performance is moderate, with room for optimization. From a security perspective, the site enforces HTTPS and uses best practices like asynchronous script loading and cookie consent mechanisms. However, explicit security headers (CSP, HSTS) are not evident, and no public security or incident response policies are found. The WHOIS data is unavailable, which is unusual but the website's professional presentation and legal disclosures support its legitimacy. Overall, the site is trustworthy, professionally maintained, and compliant with privacy regulations including GDPR. Recommendations include enhancing security headers, publishing a vulnerability disclosure policy, and improving WHOIS transparency to strengthen trust further.

Detected Technologies

jQueryRequireJSDynatracePega ChatbotTealiumLightboxModalCSS3HTML5

5 urgent findings need attention

5 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

30/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

5 findings

59/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Aflac operates in the insurance sector with a focus on supplemental insurance products. Its business model includes direct-to-consumer sales and employer-offered group insurance plans. The company leverages partnerships for Medicare supplement and pet insurance products. The website's detailed product segmentation and extensive legal disclaimers indicate a mature compliance posture. The presence of multiple login portals for individuals, business owners, brokers, and agents suggests a complex ecosystem supporting diverse customer segments. The company maintains active social media channels and uses advanced marketing and analytics tools, indicating a strong digital marketing strategy. The lack of WHOIS data is a minor concern but does not detract significantly from the company's established market presence.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security posture with mandatory HTTPS and no visible exposure of sensitive data. Use of asynchronous loading reduces risk of blocking. Cookie consent and privacy policies indicate compliance with data protection laws. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces defense-in-depth. No public vulnerability disclosure or incident response information is available, which could hinder transparency and trust in security incident handling. The WHOIS data absence is unusual and should be monitored. Overall, the site is secure but could improve by adopting additional security headers and publishing security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Aflac

Description:

Aflac provides supplemental insurance to help pay out-of-pocket expenses your major medical insurance doesn't cover.

Key Services:
Accident InsuranceCancer InsuranceCritical Illness InsuranceDental InsuranceLife InsuranceMedicare SupplementPet InsuranceHospital InsuranceShort-Term Disability InsuranceSupplemental Vision Insurance
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
jQueryRequireJSDynatracePega ChatbotTealiumLightboxModalCSS3HTML5
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of async loading for scripts
  • Cookie consent mechanism present

Analytics & Tracking

Services:
DynatraceTealium
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
DynatraceTealium
Marketing Tools:
TealiumSutherland AI chatbotPega Chatbot
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

59/100
Score

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:k2(1416-bit rsa)
Selector:selector2(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_rua@emaildefense.proofpoint.com
Forensic Reports:dmarc_ruf@emaildefense.proofpoint.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
30 years(mature)
Expiry Risk
low(72 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:45.223.17.17, 45.223.27.17
Name Servers:
ha1.markmonitor.zone
ha2.markmonitor.zone
ha3.markmonitor.zone
ha4.markmonitor.zone
MX Records:
10: mxb-001f5701.gslb.pphosted.com
10: mxa-001f5701.gslb.pphosted.com
SOA:Serial: 2025100702, TTL: 172800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:40ms

SPF Analysis

SPF Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does aflac.com compare?

See how aflac.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern front-end technology stack including jQuery and RequireJS for modular JavaScript loading. It integrates third-party services such as Dynatrace for performance monitoring, Tealium for tag management, and chatbot solutions from Sutherland AI and Pega, indicating a mature digital infrastructure. The site is responsive and optimized for mobile devices with accessibility features like ARIA labels and keyboard navigation support. SEO is supported by comprehensive meta tags, Open Graph, Twitter cards, and JSON-LD structured data. Performance is moderate, with potential improvements in script loading and caching. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Overall, the technical implementation is robust with room for optimization in performance and security headers.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainaflac.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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